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Whats My Credit Score

Not many people know what a credit score is, and even fewer people know what a credit score can do for their future.


Even fewer people know that a credit score is what determines whether or not they can get credit from clothing companies, furniture companies, mortgage loans, automotive car companies and banks.


It is this simple if you keep asking “what is my credit score?” then you will have to do some research. There are two states a credit score can be in, you could either have a good credit score, which is good for you, and a bad credit score, which could lead to your name being grey listed, or even worse, black listed.


If your name is black listed you will have a hard time getting credit from anyone, so if you plan to buy a new home or a new car, it will be wise for you to keep track of your credit record and make sure you know what is your credit score.


Never Again Wonder What Is My Credit Score


To put it plainly, your average credit score is what determines your buying power and your buying future. Almost every company in the world looks at your credit score before they decide if they are going to give you credit or not.


Now if your have “not so good” credit and your name has been grey listed, there is still hope for you. Grey listed only means that you have missed a few payments to your credit account and many companies will forgive you for that.


However, if your name in on the dreaded and most hated black list, you will not ever get credit anywhere in the world for at least five years. So it is critical to stay on top of your credit score at all times, we all know that the whole process could be a bit daunting.


There are many accounts and financial advisors out there that will be glad to explain to you what a credit score is, how a credit score works and how you could keep your credit score at a very favorable rate.


They will also be happy to give your step to take in improving your credit score if you find that it is slipping a bit. So, make the smart choice, because if you do not, your credit score could land you in a lot of trouble.


If you are interested in getting your free credit report and credit score visit: What's My Credit Score.


Source: www.articlecity.com